Can Fin Homes Net Profit Rises 14% To ₹543 Crore In H1 FY27

Can Fin Homes Limited reported a 14% increase in net profit for the first half of FY27, reaching ₹543 crore compared to ₹475 crore in the same period last year. Profit before tax rose 13% to ₹686 crore from ₹609 crore. The company's loan portfolio grew 10% to ₹43,539 crore as of September 2026, from ₹39,657 crore a year earlier, with housing loans comprising 83% of the total book.

Loan disbursements for the half year ended September 30, 2026, stood at ₹4,982 crore, reflecting 9% year-on-year growth. The net interest margin improved to 3.88% from 3.83%, while Return on Assets reached 2.39% and Return on Equity stood at 16.91%. The company maintains robust liquidity with a Liquidity Coverage Ratio of 291.24%, well above the stipulated 100%.

Can Fin Homes carries total provisions of ₹525 crore, including ₹59 crore as management overlay and ₹49 crore for restructured accounts. The deposit portfolio reached ₹239 crore, with Fixed Deposits rated AAA by ICRA. The company has completed its technology transformation project, TEJAS, across all functional applications.