Foreigners and NRIs face payment hurdles in Gujarat despite UPI push

Foreigners and non-resident Indians visiting Gujarat are encountering payment challenges in the state's increasingly cashless economy. Despite widespread UPI adoption across shops and establishments, many visitors struggle to complete transactions without physical currency.

Local merchants continue to prefer cash payments, leaving international tourists and NRIs dependent on finding ATMs or exchanging currency. The friction highlights the gap between Gujarat's digital payment infrastructure and ground-level implementation, particularly for those without local bank accounts or mobile payment apps.